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How to Get a Loan

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information.* And if you want assistance, a mortgage expert who can answer questions is just a phone call away.

Here's an overview of the loan-application process

STEP ONE -- Apply Now! Getting started is easy

When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list on the right.

At the appropriate time we'll order a property appraisal for you.

STEP TWO -- Your Loan is Approved and Funded

Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.

We will coordinate with the escrow team and you'll sign the final papers at their office.

Simple, Straightforward, Cost Effective, Fair and FAST!

*  Please be very cautious when emailing confidential information to us.  Use our secure email service, CLICK HERE to securely encrypt confidential information such as tax returns and other personal information.

Apply Now
Select a loan application:

GO

Capital Bank, N.A.- NMLS 401599
1 Church Street, Suite 300, Rockville, MD  20850
Toll Free:  (877) 568-4262
Office:  (301) 468-8848
homeloans@capitalbankmd.com
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